Hands up those who are surprised to know that Italians’ confidence in the banking system has reached a historical low, which collapsed from 30% in 2005 to 10% at the end of 2015. A negative record which, according to last year’s survey conducted in December by Demopolis, banks only share with political parties, appreciated by only 4% of Italians. It is slightly more unexpected, though, that, at a time when economic recovery is happening at a very low rate, retail credit is growing exponentially. These are the results shown by “The Observatory on retail credit”, by Assofin (the association of the main bank and finance operators of consumer and real estate credit), CRIF and Prometeia: in the first quarter of 2016, the family credit market (including house mortgages and c...